A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Income Protection Insurance Jargon Buster
F
FINANCIAL SERVICES AUTHORITY
FIUK.com Ltd., trading as AntInsurance, are authorised and regulated
by the Financial Services Authority.
Our FSA number is 313773 and our registered address is Century House,
Station Way, Cheam, Surrey SM3 8SW.
FIREMAN – Eligibility for Accident &
Sickness
Some Public Sector workers, such as Firemen, have an employment package
that will pay (in the event of accident or sickness) 6 months full salary
followed by a period of half salary. Your eligibility to claim you full benefit may be affected. Please see Public Sector Workers for a full explanation.
FIXED TERM CONTRACT –if applicable
To be eligible to apply for income protection insurance you must meet
the eligibility criteria as for employees but in order to apply for
income protection insurance cover under the unemployment section you
must meet the following criteria:
At the start date of the policy you must have been working for
the same employer for at least 6 months and had your contract renewed
at least once. We will then consider a claim only if your current
contract is terminated prior to its expiry date. In addition,
any monthly benefit will only be paid until that contract would have
expired.
However, if at the start date of the income protection insurance policy
you have been working for the same employer for at least two years and
have an annual contract, which has been renewed at least once and has
at least six months remaining, we will consider any claim as if you
had been in permanent employment.
Unemployment Exclusion: If your contract would have expired.