Insurer Of The Year

Mortgage Protection Insurance

Why Choose AntInsurance?

Ant Insurance is What Mortgage Magazines Insurer of the Year 2007 and 2008.

In our 9th year selling online insurance we still pioneer low cost standalone payment protection and continue to offer a robust and competitive mortgage payment protection policy We have received extensive and positive media coverage in both magazines and newspapers including the Telegraph, The Times, the Guardian and also on TV and Radio One.

We offer:

  1. £2000 monthly benefit:  You may protect up to 100% of your monthly mortgage repayment to a maximum £2000 per month benefit with the proviso that this does not exceed 50% of your gross monthly income.
  2. Age banded premiums: Allows the flexibility of offering cheaper premiums according to your age.
  3. Back to Day 1 cover: This means that you can make an mortgage protection insurance claim after just 30 or more consecutive days loss of income through not working through accident, sickness or unemployment. The mortgage protection insurance claim will then be backdated to the first day of the 30. In addition we can offer you protection from Day 30 with claims being paid as of the 61st day of consecutive loss of income at a cheaper premium.
  4. Exclusion period: We have a 60 day exclusion period for unemployment claims only meaning that your payment protection insurance can start protecting you after 60 days.
  5. Carer Cover: You can claim for unemployment if you have to cease work to become a full time carer for a member of your immediate family and are in receipt of Carer's Allowance. Please see Full Terms and Conditions.
  6. Bereavement cover: If a member of your immediate family dies we will pay you one monthly benefit on the first day that you remain continuously unemployed from work following the waiting period (30 or 60 day depending on your choice of cover). After that we will continue to pay you one monthly benefit for each full month you remain absent from work up to a maximum of 3 months.
  7. Temporary work: The option to suspend claim payment and take temporary work. See Terms and Conditions for full details.

AntInsurance, a trading style of FIUK.com Ltd (FSA No. 313773) is authorised and regulated by the Financial Services Authority.