Why Choose AntInsurance?
We are called Ant because of our commitment to providing our customers with insurance at a tiny cost with strong cover and have been awarded What Mortgage Magazines Insurer of the Year 2007 and 2008.
In our 10th year selling online insurance we have received extensive and positive media coverage in both magazines and newspapers including the Telegraph, The Times, the Guardian and also on TV and Radio One.
We realise that even though you need a tiny price given the economic climate you also need a robust policy, that is why our mortgage and income protection insurance (ASU) offer the following:
Back to Day 1 cover: This means that you can make a claim after just 30 or more consecutive days of loss of income due to not working through accident, sickness or unemployment. The claim will then be backdated to the first day of the 30. In addition, at a cheaper premium, we can offer you protection from Day 30 with claims being paid as of the 61st day of consecutive loss of income.
Exclusion period: We have one of the shortest intial exclusion periods in the market.
Carer Cover: You can claim for unemployment if you have to cease work to become a full time carer for a member of your immediate family and are in receipt of Carer's Allowance. See Terms and Conditions for full details.
Bereavement cover: If a member of your immediate family dies we will pay you one monthly benefit on the first day that you remain continuously unemployed from work following the waiting period (30 or 60 day depending on your choice of cover). After that we will continue to pay you one monthly benefit for each full month you remain absent from work up to a maximum of 3 months.
Temporary work: The option to suspend claim payments and take temporary work. See Terms and Conditions for full details
Other companies can exclude claims either prior or within the initial exclusion period due to a history of general redundancies at work or because of company restructuring or mergers. Instead we consider you are aware of impending unemployment only once you are told either personally or in writing that your unemployment is pending. This difference can be very important in the event of a claim.
Every policy comes with a 30 day money back guarantee and premiums are paid exclusively by monthly direct debit. There are no fixed contracts and you can cancel at any time with only one months notice.
If you already have a policy with another provider it really couldn’t be easier to transfer and there are absolutely no charges or arrangement fees. Click here (link) for more information.
AntInsurance, a trading style of FIUK.com Ltd (FSA No. 313773) is authorised and regulated by the Financial Services Authority.
