What's a Benefit Period?

A benefit period is the length of time we can consecutively pay you for any one period of accident, sickness or unemployment, although you can make MULTIPLE CLAIMSPlease find link on the right hand side for explanation. for the life of the policy.

Ant Insurance uniquely offer the on-line option of a 3 or 6 months benefit period for those seeking to reduce their monthly premiums

Example: Premiums based on a 30 year old customer, purchasing a combined Accident Sickness and Unemployment Income Protection policy with £800 per month benefit.

3 months maximum benefit period = £14.48 per month
6 months maximum benefit period = £16.48 per month
12 months maximum benefit period = £25.04 per month

Why do we offer a choice?

Those who might benefit from the 3 or 6 month policy:

• Young or newly married people who cannot afford the higher premiums for 12 months cover.
• Workers in a popular industry where finding a new job would be relatively quick
• People with sufficient savings to tide them through a period of lost income

In cases like these, the 3 or 6 month option allows flexibility and affordability. It helps reduce costs and helps avoid the purchase of cover that might not be used.